Sterling Financial Holdings Company Plc (Sterling HoldCo), parent company of Sterling Bank and The Alternative Bank, has reported its interim financial results for the year ended December 31, 2025, with 81 percent year-over-year (YoY) growth in its after-tax profit.
The group’s performance is underscored by a strong 22 percent return on equity, signalling the successful optimisation of its diversified portfolio. Through strategic initiatives to improve operational efficiency and expand its balance sheet, Sterling HoldCo has positioned itself for continued growth while maximising shareholder value. As a result, gross earnings soared by 46 percent to N476.5 billion, with after-tax profit standing at N78.6 billion.
Sterling HoldCo’s operational efficiency improved, as evidenced by a decline in the cost-to-income ratio from 72 percent in 2024 to 63 percent in 2025. This indicates the Group’s ability to balance revenue growth with controlled expenses.